Touring the Cadillac CTS

Cadillac’s luxury sports sedan, the Cadillac CTS has been bringing fame to its brand as well as unforgettable experiences for its drivers and passengers. The Cadillac CTS actually stands for “Catera Touring Sedan”. It holds four doors and has the capacity to take in a maximum of five passengers in its spacious cabin. This vehicle has also been made available in two trims which comprise of the 2.8 L Sedan, and the 3.6 L Sedan.

Upon its introduction, the Cadillac CTS 2.8 L Sedan comes equipped with the standard 2.8 liter V6 engine that is very much capable of providing some 210 units of horsepower. It also gives the Cadillac CTS the chance to achieve 17 mpg for city driving and 27 mpg on the highway. As per the Cadillac CTS 3.6 L Sedan, this vehicle comes with a standard 3.6 liter V6 engine capable of making 255 horsepower. It can give the Cadillac CTS a chance to roll along with 17 mpg in the city and 27 mpg on the highway. Standard for both of these trim levels is a six speed manual transmission system with overdrive. Given as an option is a five speed automatic transmission system with overdrive.

This vehicle rolled off the Cadillac manufacturing plants using the General Motors’ new Sigma rear wheel drive architecture. To give credit to its brand name, this vehicle was nominated in 2002 for the North American Car of the Year award. Trivia has it that the Cadillac CTS was seen extensively in one of the car chase sequences in the 2003 movie, The Matrix Reloaded. Because of that stint, the first photographs of this vehicle were from that movie.

The Cadillac CTS comes in a package of features. For exterior colors, this luxury sports sedan could come in painted with light platinum, black raven, blackberry, blue chip, infrared, radiant bronze, sand storm, silver smoke, stealth gray, or white diamond. As per the interior, it could be ebony, light gray/ebony, or cashmere. Standard equipment for this includes driver and front passenger frontal air bags, head curtain side impact air bags, an AM/FM stereo with CD player, a digital clock, an auto tone control, an automatic volume, a Radio Data System, four wheel anti lock brakes, a dual-zone automatic climate controls, a cruise control system, power door locks, fog lamps, daytime running lamps, halogen headlamps, a wood trim for the interior, power adjustable and heated mirrors, the OnStar system, a remote keyless entry system, seat controls, and the XM Satellite Radio.

By Shane Carter.

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Insuring Your Cadillac For Less Money

Just because you own one of America’s premier luxury makes doesn’t mean you must pay a mint for car insurance. True, Cadillacs are not cheap cars but you shouldn’t have to pay a premium for your Cadillac car insurance. Are you in the market for better insurance coverage for your Cadillac? Do you want information that could save you hundreds of dollars per year on your Cadillac car insurance? If you answered yes to either question then please read on as I have important information that can result in big savings for you.

Over the past decade, the Cadillac line up has been overhauled to compete much more effectively against foreign luxury brands. No longer simply Lincoln’s chief competitor, Cadillacs are routinely mentioned in the same breath as Mercedes, Lexus, and BMW when comparing global luxury brands. Like the foreign brands, insuring a Cadillac can be an expensive proposition. However, just because you can afford a Cadillac doesn’t mean you want or should have to pay the highest Cadillac car insurance rates going. With a little research, you can come across sizable Cadillac car insurance savings.

Depending on the age of your Cadillac and the coverage that you seek as well as the coverage required by your state, your insurance rates can vary drastically. In addition, there are some other things which can determine what you will ultimately pay:

Your age

Your personal health

Your driving record

Your address

Your deductibles

Your Cadillac’s age

Your annual miles driven

…and more!

When purchasing Cadillac car insurance there are various insurance elements that comprise the entire insurance policy including:

Liability insurance – This element protects you in the event that you have an accident, specifically if you damage property or hurt someone else in the accident. The more coverage you have, the better you are protected against legal claims that could arise against you.

Collision insurance – If your Cadillac gets damaged, do you have insurance to cover repairs? Any vehicle with a value of $3000 or more should have collision insurance. You are required to have this type of coverage if your car is being financed through a financing company.

Comprehensive insurance – This insurance element protects you in the event of some other loss including theft, wind damage, vandalism, etc.

Other parts of the insurance puzzle include insurance against an underinsured or uninsured motorist as well as medical insurance in the event you lose work, etc. Of course, you must determine what insurance works best for you. The key to all insurance is for you to reduce your risk, so don’t skimp on coverage.

Finding cost effective Cadillac car insurance can be done by calling various agencies for a price quote or, if you are pressed for time and want to see multiple quotes at once, by visiting an online car insurance quote company such as Insure.com which can turn up the information that you need. Should you go with the company that has the lowest rates? That is usually advisable, but only if they can also provide the agent assistance you need when you need it. You can obtain that information by visiting a consumer satisfaction site discussing insurance companies, contacting your state’s consumers’ affairs department, or by asking friends who are satisfied customers of the car insurance company that interests you.

Yes, affordable Cadillac car insurance is a possibility. Do a little online research and you could turn up some big savings.

By Matthew Keegan.