Ferrari Models Reviewed

Ferrari was founded in 1929 by Enzo Ferrari and first produced cars in 1947. Today, the parent company for Ferrari is Fiat. The Ferraris engines are famous for their engine displacement technology. The V6 and the V8 are built in total displacement, while the V12 used a displacement of one cylinder. Some of the latest Ferrari models include the Ferrari 550, the 575 M Maranello, 599 GTB Fiorano, the 612 Scaglietti, the F355, the Ferrari 360, the F430, the Enzo Ferrari and the Ferrari FXX.

The 599 GTB Fiorano was started to be produced in 2007, and it is a Gran Turismo two seat berlinetta with a FR layout. The Ferrari 612 Scaglietti is a follower of the Ferrari 456 and it is a 2+2 coupe Gran Turismo. It was first launched in 2004 and is still being manufactured. Another car also launched in 2004 is the Ferrari F430. It is a sports car and it is available as a two seat Berlinetta and as a two seat Spider. The F430 has a MR layout and can be purchased with a 6 manual or semi automatic speed.

The Enzo Ferrari is a super car/ ultra car manufactured between 2002 and 2004 and was launched in the memory of the founder of the Ferrari company. The Enzo was manufactured in only 400 copies so it was a highly expensive item. It had a Berlinetta body style and a MR layout. The follower model of the Enzo Ferrari was the FXX, which is also a super car. The FXX was released in 2005, and is said to be an improved Enzo Ferrari with the same MR layout and Berlinetta body style. The FXX keeps many of the Enzo’s features but has also new cool features that are singular to the FXX. The car is highly expensive and it may be driven on special tracks only. The last FXX, the 30th was given to Michael Schumacher. A similar super car is the Maserati MC12 Corsa.

Ferrari si also responsilble for some concept models, which include among others the Ferrari P5, the Ferrari Pininfarina 512S Berlinetta Speciale, the Pininfarina Modulo, the Ferrari Mythos, the Ferrari GG50, the Ferrari P4/5 and the Ferrari Zagato 575 GTZ.

By Michael Rad.

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Issues Concerning Insuring a Ferrari

Ferraris are beautiful luxury machines that can make a great addition to your investment portfolio. Considered by vehicle connoisseurs as art on wheels, ownership of a new or used Ferrari puts you in an elite group of car enthusiasts. After making a large investment in such a thing of beauty, you will want to take the necessary steps to protect your expenditure; heading the list will be to procure appropriate Ferrari insurance.

How you will use the car is one factor that will come into play when you are purchasing auto insurance. A car that is used as a show piece and is rarely driven will demand a different rate from one that is taken out and driven on the open road. Some insurers also have requirements for garaging vehicles when they are not in use. Another aspect to consider is the age and gender of the driver. Insurance is based on risk and indemnity, and if you are in what the insurance company decides is a high-risk group, this will cause your rate to increase. For example, an experienced male driver with a clean driving record wishing to insure a $100,000 Ferrari with full coverage might expect an insurance premium in the $5,000 range. An older female driver with a similar record, experience and vehicle would typically pay less for the same coverage, because in general women drivers carry less of a risk to the insurer than do male drivers. The amount of experience a driver has, plus his or her driving record, will also factor into the insurance premium an insurer will offer you. The rarity of the particular Ferrari that you own will also play a part in the insurance costs incurred.

You might want to think about insuring your vehicle with an insurance company that specializes in collectible cars. In this way you will be dealing with agents that are experienced with auto insurance issues specific to Ferraris and other classic road vehicles, and they can offer you the specialized service that you will need. If you are a collector of rare or classic cars, you can often get a discount by insuring more than one vehicle with the same insurance company, so this is something for which you will need to inquire.

Belonging to an auto club for Ferrari owners can also provide a way to lower your insurance costs. Auto clubs can often offer discounts to their members because they are able to buy insurance coverage in bulk, essentially, and this helps drive the prices down, for the members' advantage. Discounts on insurance are also sometimes given to auto club members because they tend to be safe drivers that take excellent care of their prized vehicles.

By Jonathan Blocker.