How to Protect Your Ferrari from Theft
As a Ferrari owner, you know that after you have added this prized vehicle to your investment portfolio, it pays to take care of it properly. Routine Ferrari maintenance, appropriate insurance, careful driving and care all play a part in how well your Ferrari drives into the future. However, one important aspect of Ferrari care that you will not want to forget is protecting your automotive treasure from theft.
Much will depend on how you use the Ferrari. If it is a show piece that stays indoors, then protection is much simplified. If you drive the vehicle outdoors, then some steps are in order to ensure that your vehicle remains safe from harm.
Simple precautions can help prevent big crimes, such as auto theft. When you leave the vehicle, always secure it, and make sure to park in well-lit areas where there are a lot of people walking around. When you park the vehicle, turn the wheels sharply toward the curb, to make it harder for car thieves to tow away the car. Don't leave Ferrari accessories in open view inside the vehicle. Also do not leave the registration or title inside the car.
Other steps that can help prevent theft include adding visible and audible anti-theft devices to the car. Brake locks can help. Steering wheel locks that keep the wheels stationary make your car more theft-proof. Tire locks and deflators can deter a thief, because they take too much time to deal with, thus making your car less attractive to a would-be thief. VIN etching, when the VIN number is etched onto the glass of the windshield and windows can be one option you might consider in protecting your vehicle. Loud alarms also let a thief know your car is safeguarded against theft.
Computer chips can help deter a thief from stealing your Ferrari. Some ignition keys come equipped with chips that do not let someone bypass the vehicle's ignition. Preventive devices such as cut offs to the fuse; kill switches; disablers that deactivate the fuel pump, ignition and starter; and wireless ignition authentication all help to prevent theft. Tracking devices are very useful in assisting police in finding stolen vehicles. Some of these combine wireless capabilities with GPS systems, so that if the car is moved, it can be tracked on the computer. Many Ferraris also come equipped with peripheral interior monitoring anti-lift anti-theft protection, which is a camera system that is used within the car to detect movement inside the vehicle. Even when you are not with your new Ferrari, your vehicle's computer system is working round the clock to protect your car. Employing several or all of these ideas can keep your car safe.
By Jonathan Blocker.
Visit the Blog about ferrari 360 modenaFerrari Auto Insurance Quotes
When you are looking you Ferrari insurance quote, it is important to be aware of a couple of points. Firstly, the price you're going to have to pay is going to differ greatly in some cases. Points of difference can be in what state you live, how old you are, and what your track record is. The model of your Ferrari will also be a factor. To give you an example of how important it is to shop around, I will show you very different quotes just by using the same car model. For this case I will be using a Ferrari F430 spider 2005 model.
TD Canada Trust: With this insurance company, the Ferrari insurance quote was $326.29 a month or $3,915 a year. Included in this package are, accident benefits, a liability limit of $1 million, collision coverage ranging in the $2,000 zone and a comprehensive coverage of about $2,000 also. While this price is pretty fare, I must remind you that, you get this price if you have a clean slate, meaning; no minor tickets, no major tickets, no claims, no accidents, no suspended license in previous years. What is also needed for this price is a driver training course, which is acceptable considering you might want to squeeze that pedal a little.
Kanetix: With virtually the same information, the price of an annual premium was $4,452. With less features, and also stingy coverage. A comprehensive coverage of $500 deductible, a deductible of $500 on collision coverage and a liability of $1 million. This coverage has been pretty disappointing except that there is no mention of a training course need, which in some points are good but in most cases is not. But will there be worse? Let's find out.
Allstate: Again with the same information, Allstate gave us some pretty interesting prices. We have been given 3 different premiums to choose from for a six month period. The first is called the Basic premium at $950 which includes, a collision deductible of $500, a comprehensive deductible of $500, a bodily injury caused to others clause of minimum $25,000 up to a maximum of $50,000 and a property damage clause of $20,000, only downside, no medical payment coverage. The second premium is the Enhanced at $1,040, which is a bit better. Collision and comprehensive stay the same, but bodily injury is raised to a minimum of $100,000 and a maximum of $300,000. Property damage is now 100,000$ and medical payment is $1,000. Last but not least is the third coverage called the Enhanced plus at 1080$. Again, collision and comprehensive are still $500. Bodily injury is raised to $250,000-$500,000. Property damage is now $200,000 and medical payment is $2,000.
As you can see by these three companies, getting a Ferrari insurance quote can be quite surprising. With all the same information, we got different plans, coverage's, prices and information. It is important to shop around, not only for a Ferrari but with any kind of car. Just goes to show that a little patience and snooping can save you a lot of money.
By Joseph Jones.