Ferrari Auto Insurance Quotes

When you are looking you Ferrari insurance quote, it is important to be aware of a couple of points. Firstly, the price you're going to have to pay is going to differ greatly in some cases. Points of difference can be in what state you live, how old you are, and what your track record is. The model of your Ferrari will also be a factor. To give you an example of how important it is to shop around, I will show you very different quotes just by using the same car model. For this case I will be using a Ferrari F430 spider 2005 model.

TD Canada Trust: With this insurance company, the Ferrari insurance quote was $326.29 a month or $3,915 a year. Included in this package are, accident benefits, a liability limit of $1 million, collision coverage ranging in the $2,000 zone and a comprehensive coverage of about $2,000 also. While this price is pretty fare, I must remind you that, you get this price if you have a clean slate, meaning; no minor tickets, no major tickets, no claims, no accidents, no suspended license in previous years. What is also needed for this price is a driver training course, which is acceptable considering you might want to squeeze that pedal a little.

Kanetix: With virtually the same information, the price of an annual premium was $4,452. With less features, and also stingy coverage. A comprehensive coverage of $500 deductible, a deductible of $500 on collision coverage and a liability of $1 million. This coverage has been pretty disappointing except that there is no mention of a training course need, which in some points are good but in most cases is not. But will there be worse? Let's find out.

Allstate: Again with the same information, Allstate gave us some pretty interesting prices. We have been given 3 different premiums to choose from for a six month period. The first is called the Basic premium at $950 which includes, a collision deductible of $500, a comprehensive deductible of $500, a bodily injury caused to others clause of minimum $25,000 up to a maximum of $50,000 and a property damage clause of $20,000, only downside, no medical payment coverage. The second premium is the Enhanced at $1,040, which is a bit better. Collision and comprehensive stay the same, but bodily injury is raised to a minimum of $100,000 and a maximum of $300,000. Property damage is now 100,000$ and medical payment is $1,000. Last but not least is the third coverage called the Enhanced plus at 1080$. Again, collision and comprehensive are still $500. Bodily injury is raised to $250,000-$500,000. Property damage is now $200,000 and medical payment is $2,000.

As you can see by these three companies, getting a Ferrari insurance quote can be quite surprising. With all the same information, we got different plans, coverage's, prices and information. It is important to shop around, not only for a Ferrari but with any kind of car. Just goes to show that a little patience and snooping can save you a lot of money.

By Joseph Jones.

Visit the Blog about ferrari f430 spider

The Ferrari F430 - Quick And Beautiful, Not Necessarily In That Order

Can a car be too fast? Inquiring minds want to know. Local highway patrol types would tell you they certainly can, but those who know the thrill of putting a foot to the metal of an exotic sports car aren't so sure. The Ferrari F430, which was introduced to the US market in 2005, is the third fastest Ferrari roadster ever, after the Enzo Ferrari supercar and the 599. It tests at zero-to-60 in 3.9 seconds thanks to a feature borrowed from Ferrari's Formula-1 racing technology ("Launch Control," which was designed for standing starts at high RPM) but was not available in the US because of liability issues. Car And Driver tested the US version with 483 horsepower with an eye-popping 3.5 seconds. Which should answer the aforementioned question: very possibly, yes.

The F430 comes with one of Ferrari's most aerodynamic and stylish designs. Its predecessor was the Ferrari 360, and it offers trademarked Ferrari styling features, such as the Enzo's taillights and interior vents, and the large front-end vents from Ferrari's racing designs of the 1950s. The engine dawns a new day for V-8 Ferraris, rendering the 50-year legacy of the Dino racing engine obsolete in favor of a new 4.3 litre architecture based on a combined Ferrari-Maserati design. The braking system is also new, with heat-resistant ceramics and alloys that make them safer and more cost-effective to maintain. The international auto press has labeled the the F430 as an "absolutely brilliant" car to handle, which if you've ever driven a Ferrari roadster should come as no surprise.

Like many of its namesake cousins, the F430 is seen on movie and television screens with regularity, most lately with a starring role in the Pixar smash hit, Cars, and a featured role in the Miami Vice movie, among others. If the F430 isn't quite fast enough, consider the F430 Challenge Stradale. Some sources have already spied the 2008 version of this car on the streets of Maranello. The cars look very similar, but are in fact quite different. The Stradale weighs 220 lbs. less than the F430 and has 30 more "prancing horses" under it's rear-end hood. Carbon fiber door panels, magnesium wheels, and a power-to-weight ratio of 6 means just one thing, "deep pockets may not be the only thing you need to buy this car. They're expected to be long gone before their debut.."

The F430 will set you back $200,000+ for the coupe and well over the mid $300,000 mark for a Spider. As far as the Stradale, starting at $250,000 but expected to be $20k-$30,000, which means you can park it anywhere you want, usually with the help of salivating valet.

By Tim Broder.